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eBook details

• Title: Hiram Scott College v. Insurance Company
• Author : Supreme Court of Nebraska
• Release Date : January 23, 1971
• Genre: Law,Books,Professional & Technical,
• Pages : * pages
• Size : 64 KB

Description

This was an action by the insured to recover on an insurance policy furnishing multiple coverages, including property damage.
The particular coverage involved was for direct damage caused by fire and lightning. The property involved was an electric
motor which was an integral part of the air conditioning system in the library-science building of the plaintiff college,
located in Scottsbluff, Nebraska. The district court sustained defendant's motion for summary judgment and the plaintiff has
appealed. The policy period was October 1, 1965, to October 1, 1968. On September 21, 1968, during an electrical storm, the air conditioning
unit in the building ceased operation. On the following morning, when the air conditioning equipment was manually turned on,
it would not operate. The college did not sustain a power outage on September 21, 1968, and the only short or blown fuses
affected on that date were on the compressor of the air conditioning unit involved. The director of services of the college
determined that the air conditioning season was substantially completed; that the air conditioning equipment was serviced
by a company in Denver, Colorado, and checked each spring before the air conditioning season; and determined that it was not
necessary to have it serviced twice, under the circumstances.

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